Serve God's people and help them become better financial stewards.
Our Vision:
To be the best Christian bank in Africa and the leading investor in social & economic empowerment.
UCB’s Unique Selling Proposition
- Christian-based governance structure.
- Only bank in Kenya to offer ministry banking services.
- Ultra low-cost, mass outreach strategy via the branchless banking model.
- Branchless banking via multiple channels; POS, Mobile, Internet.
- Partnering with the Churches to mobilise deposits and savings, as well educate the masses on financial affairs.
- Partnering with likeminded financial institutions, especially micro-insurance providers and micro-credit reference agencies.
- Linking the Diaspora overseas to their local communities back home via Internet banking and offering them the opportunity to participate in rural economic transformation.
- Investment in ICT to enable access to low-cost banking services for all.
- Leveraging on GoK’s Digital Village & e-Government initiatives as a possible partner for agent-based branchless banking via the Internet banking channel.
Primary Target Market
- Institutional accounts: Primarily ministries, churches, Christian schools.
- Personal: The unbanked population, ministry minded individuals.
We believe:
- There is tremendous potential for an all inclusive, mass outreach, people’s bank in Kenya. The potential has not been tapped.
- That the rural economy holds the key to Africa’s future prosperity.
- Technology is the key to unlocking this potential.
- Every family has the right to prosper through modern banking facilities irrespective of income.
- You can achieve financial success by creating a socially responsive business; do well by doing good. In the Social Enterprise—The Triple Bottomline approach (People, Planet, Profits)
All Christians have a mandate to reach out to mankind with the good news of the Kingdom of God. This does not simply end with conversion into the Christian faith as all daily requirements of life still press on. There is therefore an imperative obligation to bring the good news in its wholesomeness to every person, in terms of improving their livelihood through improved financial status.
